Independent broker means I am not forced to show you overpriced products. I can find you the best term insurance carrier for you, run some whole life numbers. Book a call or text bubble for live chat. Unlike other platforms who may show you the rate from a bot, I will screen share all the rates, and show with full transparency what I am doing. Recommended what's best for you and your current situation. Licensed in all 50 states, no matter where you are, I can quote and not outsource you to an affiliate.

They both have it's place. You get term insurance for the large expenses if something were to happen. Whole life is where wealth is created. Cash value compounds which you can later use as your own bank for a loan.

It can't be any simpler. Schedule a time, see quotes, and if you like what you see you can apply online right then. Emails are sent after for you to sign on your phone. If any other information is required, we will let you know. iPipeline is a secure platform that allows us to submit online applications which most carriers prefer.

For Instant Coverage, or temporary coverage, they will require a bank account to be setup for electronic funds transfer. All payments go directly to the insurance carrier. The agent or broker will never ask you for direct payment for Life Insurance quotes. The insurance carrier you choose, pays the agency who pays me.

Term life insurance provides coverage for a specific period (10, 20, or 30 years) at lower premiums, but has no cash value. Whole life insurance provides permanent coverage with guaranteed cash value growth, but at higher premiums. Term is ideal for temporary needs like mortgage protection, while whole life is better for permanent needs and wealth building. We'll show you scenarios for both during your consultation.

With our digital process using iPipeline and iGO eAPP, many applications can be approved the same day, especially for younger, healthy applicants. Traditional applications typically take 2-6 weeks, but our streamlined process often reduces this to days or even hours. We'll give you a realistic timeline during your consultation based on your specific situation.

Yes! Using iPipeline technology, we can generate real quotes from multiple carriers instantly during our Zoom session. You'll see exactly what we're doing as we input your information and compare options side-by-side. This transparency ensures you understand all your options and can make decisions with confidence

During our Zoom consultation, we'll screen share so you can see everything we're doing. We'll gather your information, run instant quotes from multiple carriers, explain the differences between options, and help you choose the best coverage. If you decide to apply, we can often complete the entire application during the same call using our secure digital platform.

Absolutely. We use bank-level encryption and security protocols. iPipeline and iGO eAPP are industry-standard platforms trusted by thousands of agents and millions of customers. Your information is transmitted securely and stored with the highest security standards. We're also licensed and regulated in all 50 states, ensuring compliance with all privacy laws.

iPipeline is the industry's leading digital platform that allows us to instantly access and compare quotes from all our carrier partners in real-time. It's like having all insurance companies in one place. This technology enables us to show you live comparisons during our Zoom call, ensuring transparency and helping you make informed decisions quickly.